Rates

Rates effective thru July 2, 2018

Personal Savings

Account Type Tier APY † Interest Rate
Regular Savings $0.01 & Over 0.15% 0.15%
Money Market $0.01  - $2,499.99 0.30% 0.30%
  $2,500.00 - $19,999.99 0.35% 0.35%
  $20,000.00 & Over 0.50% 0.50%
Health Savings Account $0.01 & Over 0.15% 0.15%
Sav-A-Saurus Kids Club $0.01 & Over 0.15% 0.15%

† APY = Annual Percentage Yield
Fees could reduce earnings / Rates may change after the account is opened

 

Personal Checking

Account Type Tier APY † Interest Rate
Hometown Free Checking $0.01 & Over 0.00% 0.00%
Super Now Account $0.01  & Over 0.15% 0.15%
Senior Privileges WITHOUT Direct Deposit $0.01  - $2,999.99 0.10% 0.10%
$3,000.00 - $5,999.99 0.20% 0.20%
$6,000.00 & Over 0.35% 0.35%
Senior Privileges WITH Direct Deposit $0.01  - $2,999.99 0.25% 0.25%
$3,000.00 - $5,999.99 0.40% 0.40%
$6,000.00 & Over 0.55% 0.55%

† APY = Annual Percentage Yield
Fees could reduce earnings / Rates may change after the account is opened

 

Business Checking

Account Type Tier APY †  Interest Rate
Business Free Checking $0.01 & Over 0.00% 0.00%

† APY = Annual Percentage Yield
Fees could reduce earnings / Rates may change after the account is opened

 

Rates – Business Savings

Account Type Tier APY † Interest Rate
Business Savings $0.01 & Over 0.15% 0.15%

† APY = Annual Percentage Yield
Fees could reduce earnings / Rates may change after the account is opened

 

Rates – Certificate of Deposit & IRAs

Account Type Tier APY † Interest Rate
91 Days * $500.00 & Over 0.50% 0.50%
182 Days * $500.00 & Over 0.80% 0.80%
12 Month ** $500.00 & Over 1.40% 1.40%
18 Month ** $500.00 & Over 1.50% 1.49%
24 Month ** $500.00 & Over 1.75% 1.74%
30 Month ** $500.00 & Over 1.80% 1.79%
36 Month ** $500.00 & Over 1.90% 1.89%
48 Month ** $500.00 & Over 2.00% 1.99%
60 Month ** $500.00 & Over 2.50% 2.48%

† A.P.Y. - Annual Percentage Yield

*$500.00 Minimum balance to open. Compounding frequency-maturity.
**$500.00 Minimum balance to open.  Compounding frequency-semiannually.
There is a substantial penalty for early withdrawal including substantial tax penalties on tax deferred instruments
IRAs are only available in the following terms: 12, 18, 24, 30, 36, 48, and 60 month