PERSONAL BANKING – Checking

 

Hometown Free Checking

Senior Privileges Club Account (55 and over)

Super Now Account

Opening Balance Requirement $100.00 $100.00 $1,000.00
Minimum Balance to Avoid Monthly Fees None None $1,000.00
Interest Earning No Yes Yes
Available Debit Card Yes Yes Yes
Online Banking Yes Yes Yes
Bill Pay Yes Yes Yes
Direct Deposit Yes Yes Yes
Check Writing Unlimited Unlimited Per debit fee of $0.10 will be charged for each transaction if average daily balance falls below $1,000.00

 

Hometown Free Checking

  • Free Online Banking
  • Free Online Bill Payment
  • Free Photo ATM/Debit Card
  • No monthly service charge
  • No minimum balance
  • Unlimited check writing
  • Monthly statement
  • $100.00 deposit required to open account

 

Senior Privileges Club Account

  • Members must be at least 55 years of age
  • Incentive Rate on Checking**
  • Incentive Rate on CDs***
  • Travel Club 
  • 10 Free Photocopies per month
  • Free Online Banking
  • Free Bill Pay Service
  • Free ATM/Photo Debit Card
  • Free Notary Service
  • No Maintenance Fee
  • No Minimum Balance
  • Unlimited Check Writing

** Incentive Rate on Checking: See Rates

*** Incentive Rate on CDs: Current CD rate plus ¼ % (Direct Deposit Required)

See Senior Privileges Club Account Rate Sheet for current rates.

Super Now Account

  • Interest compounded & credited monthly (See rate sheet for current rate information)
  • Monthly Service charge of $10.00 imposed if average daily balance falls below $1,000.00
  • Per debit fee of $0.10 will be charged for each transaction if average daily balance falls below $1,000.00
  • $1,000.00 deposit required to open account