Cybersecurity Tips

Cybersecurity Quick Tips

The majority of cybercriminals do not discriminate; they target vulnerable computer systems regardless of whether they are part of a government agency, Fortune 500 company, small business, or belong to a home user. However, there are steps you can take to minimize your chances of an incident:

  • Set strong passwords, change them regularly, and don’t share them with anyone.
    • Do not include your name, your kids' or pets' names, or other well-known information about yourself in your password;
    • Avoid using common words in your passwords or passphrases. Instead, break up words with numbers and punctuation marks or symbols. For example, @ can replace the letter "A" and an exclamation point (!) can replace the letters "I" and "L"; and
    • Use a combination of upper and lower case letters.
  • Keep your operating system, browser, and other critical software optimized by installing updates.
  • Maintain an open dialogue with your friends, family, colleagues and community about Internet safety.
  • Use privacy settings and limit the amount of personal information you post online.
  • Be cautious about offers online – if it sounds too good to be true, it probably is.

Remember Stop. Think. Connect.

STOP: Before you use the Internet, take time to understand the risks and learn to spot potential problems.

THINK: Take a moment to be certain the path ahead is clear. Watch for warning signs and consider how your actions online could impact your safety, or your family's.

CONNECT: Enjoy the Internet with greater confidence, knowing you've taken the right steps to safeguard yourself and your computer (and other devices).

What Consumers Can Do... and What Banks and Regulators Are Doing ... to Help Prevent Online Fraud and Theft Click Here

For more security and fraud information from the FDIC Click Here

Scam Alerts

To view recent Scam Alerts identified by the Federal Trade Commission (FTC) Click Here

Travel Tips to Remember

  • Carry as little cash as possible; use debit cards, credit cards, or traveler’s checks whenever possible
  • Find out your daily withdrawal limit before you leave, or ask to have it increased
  • Inform your financial institution of your travel plans
  • Dress conservatively, wearing only a
    minimum of jewelry
  • Don’t carry and expensive camera on a strap around your neck
  • Avoid walking anywhere alone whenever possible
  • Avoid high-risk areas
  • Never get into an unmarked taxi
  • Never leave money, cameras, computers, or other valuables in a hotel room

Savanna-Thomson State Bank 8:30am-5:00pm 815-273-2261

12 Steps to Protect Your Mobile Device:

* Use the passcode lock on your smartphone and other devices.

* Log out completely when you finish a mobile banking session.

* Protect your phone from viruses and malicious software, or malware, just like you do for your computer by installing mobile security software.

* Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary “permissions.”

* Download the updates for your phone and mobile apps.

* Avoid storing sensitive information like passwords or a social security number on your mobile device.

* Tell your financial institution immediately if you change your phone number or lose your mobile device.

* Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings especially when you’re punching in sensitive information.

* Wipe your mobile device before you donate, sell or trade it using specialized software or using the manufacturer’s recommended technique.

* Watch out for public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.

* Report any suspected fraud to your bank immediately.

Limit What You Share on Social Media Sites

Social media sites are a great way to interact with other users over the Internet. Unfortunately, a large number of social media users don’t understand the importance of limiting what’s posted on these sites. Attackers regularly use social media sites as reconnaissance tools. It’s no longer surprising to hear about people falling victim to identity theft or networks being infiltrated because of information gathered from social media sites.

Take LinkedIn, for example. Profiles can include name, DOB, companies worked for, duration of employment, duties performed, experience, schools attended, and much more. Connections to coworkers make it simple to determine a company’s organizational chart in a matter of minutes. All that readily available information means that it wouldn’t be hard to impersonate someone online. It is similar information that makes guessing someone’s security questions easier too. The more information obtained, the easier it is to craft credible attacks, whether it’s gaining access to a system or influencing the target to take a certain action.

What can you do?
    • Assume that anything you post online is public and permanent.
    • Don’t post information that may damage you or your company’s reputation.
    • Be cautious of what you post because any information can be used to carry out additional attacks.
    • Go through all your privacy settings and restrict who is able to view your profiles.
    • Connect with people you know.

Security Alert

Please be aware that we will never call you and ask for account number or debit card number information. If you receive a call such as this, please hang up and contact one of our Customer Service Representatives at 815-273-2261 to let us know about the call you received. Thank you!

Protecting Children's Online Privacy

We recognize the importance of protecting the privacy of children online, and we comply with the requirements of the Children’s Online Privacy Protection Act that are applicable to us. We do not knowingly collect personal information from consumers under the age of thirteen.

The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to and which knowingly collect information from children under the age of 13. Savanna-Thomson State Bank does not knowingly solicit individually identifiable personal information from or about children online and does not knowingly market our products to children online. We fully support protecting children’s identities and privacy online and recognize the responsibility to do so rests with both the online industry and with the parents.

For additional information on COPPA protections, link to the Federal Trade Commission's website at http://ftc.gov . For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely.