Disclosures

 

Privacy Policy

Print out Privacy Policy

Updated 08/12

Facts

What does Savanna-Thomson State bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers, the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include::

  • Social Security number
  • Account balances
  • Credit history
  • Overdraft history
  • Account transactions
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Savanna-Thomson State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Savanna-Thomson State Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes-
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes-
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?

Call 815-273-2261

What we do

How does Savanna-Thomson State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Savanna-Thomson State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawal from your account
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Savanna-Thomson State Bank does not share with affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Savanna-Thomson State Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Savanna-Thomson State Bank doesn't jointly market.

Unlawful Internet Gambling Notice

In compliance with the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA), and implementing regulations (Regulation GG), certain transactions are prohibited within your accounts. Savanna-Thomson State Bank is required to notify business accounts of this prohibition.

Unlawful internet gambling is defined in UIGEA as placing, receiving, or otherwise knowingly transmitting a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable federal or state law in the state or tribal lands in which the bet or wager is initiated, received, or otherwise made.

Unlawful internet gambling transactions are prohibited from being processed through your account. We may block or reject such transactions. Further, we may block or close any account which we believe is in receipt of such transactions. Savanna-Thomson State Bank will not knowingly open accounts for individuals or businesses engaged in any internet gambling business. This regulation applies to all Savanna-Thomson State Bank customers and this notice serves as your disclosure.

Need Assistance?

Feel free to reach out and we would be happy to assist you!

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